Buying a house is easy. The reason people make a big deal out of it is either fear of making a mistake, or not being financially stable. Once you overcome those, it's simple:

Real Estate is likely the best investment you'll ever make.

It's easy to think renting isn't that much different a payment than owning when you just look at the monthly payment. When you include the tax deduction (the mortgage insurance is deductible), real estate appreciation (5% national avg. 12.2% L.A. avg. /10 yrs), and the fact that you're actually making payments toward a fixed principal (vs. throwing rent away), owning your first residence is of paramount importance. Watch what happens here:

Let's say you buy a condo for $150k, and don't even put in ceiling fans. 7% APR on the loan, 8% yield on the $297 invested difference between rent vs. payment:

That's based on 5% appreciation, the U.S. average. Say the economy is slow, so let's say your investments are weak at 6%, and still no ceiling fans...the numbers still come to:

Buy - $123,820.00 vs. Rent - $16,109.00.

Put in some paint, love, and ceiling fans and you may do even better.

Let's get you in a home! Are you...

Serious. Let's save time and get moving! Show me exact options. (Not yet binding to either party - just an application) The 8-Minute App	Curious. What can I get? Show me some general options. (Fill in form below)
Value of Home Down Payment (if any) $ Credit is Perfect! 760+ Great 700+ Good 660+ Not Bad 620+ A Bit Rough 580+ Pretty Rough 520+ Tanked - <520 I'll own this property for.. 2-3 years 4-7 years 10-15 years Never Leaving <1 year comments? '06 Taxed Income You may also wish to watch our online movie - Home-Buyer's Seminar (7 minutes)